Public liability insurance uk

If you ever deal with the public and have concerns over having to pay them compensation in the event of an accident then you will need to take out public liability insurance uk. This will provide cover for you and your employees whilst performing your specified occupation(s) if the unfortunate occurs. Can your business afford to be without this cover?

Public liability insurance uk cover

There is little to say in terms of what a public liability policy covers but don't think this means that it is not important. In simple terms, this type of policy covers:

Damage you cause to property belonging to a third party
Injury or death caused to a third party

This might not sound a lot but think of the possiblities within these two comments. The easiest thing to do is take your occupation and think of accidents that could happen.

For example, you are an roofer doing tiling work when you accidently drop a tile off the roof. That tile could land on a pedestrians head on the ground below causing injury or death to them. Alternatively, the tile could land on a car causing a dent. Either way, the uk public liability insurance policy will pay out any costs involved.